The State Of The Union

May 20th, 2012

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The 2012 State of the Union Address
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President Obama’s 2012 State of the Union Address
24 January 2012

THE WHITE HOUSE
Office of the Press Secretary
January 24, 2012

Remarks of President Barack Obama – As Prepared for Delivery
State of the Union Address
“An America Built to Last”
Tuesday, January 24th, 2012
Washington, DC

As Prepared for Delivery –

Mr. Speaker, Mr. Vice President, members of Congress, distinguished guests, and fellow Americans:

Last month, I went to Andrews Air Force Base and welcomed home some of our last troops to serve in Iraq. Together, we offered a final, proud salute to the colors under which more than a million of our fellow citizens fought – and several thousand gave their lives.

We gather tonight knowing that this generation of heroes has made the United States safer and more respected around the world. For the first time in nine years, there are no Americans fighting in Iraq. For the first time in two decades, Osama bin Laden is not a threat to this country. Most of al Qaeda’s top lieutenants have been defeated. The Taliban’s momentum has been broken, and some troops in Afghanistan have begun to come home.

These achievements are a testament to the courage, selflessness, and teamwork of America’s Armed Forces. At a time when too many of our institutions have let us down, they exceed all expectations. They’re not consumed with personal ambition. They don’t obsess over their differences. They focus on the mission at hand. They work together.

Imagine what we could accomplish if we followed their example. Think about the America within our reach: A country that leads the world in educating its people. An America that attracts a new generation of high-tech manufacturing and high-paying jobs. A future where we’re in control of our own energy, and our security and prosperity aren’t so tied to unstable parts of the world. An economy built to last, where hard work pays off, and responsibility is rewarded.

We can do this. I know we can, because we’ve done it before. At the end of World War II, when another generation of heroes returned home from combat, they built the strongest economy and middle class the world has ever known. My grandfather, a veteran of Patton’s Army, got the chance to go to college on the GI Bill. My grandmother, who worked on a bomber assembly line, was part of a workforce that turned out the best products on Earth.

The two of them shared the optimism of a Nation that had triumphed over a depression and fascism. They understood they were part of something larger; that they were contributing to a story of success that every American had a chance to share – the basic American promise that if you worked hard, you could do well enough to raise a family, own a home, send your kids to college, and put a little away for retirement.

The defining issue of our time is how to keep that promise alive. No challenge is more urgent. No debate is more important. We can either settle for a country where a shrinking number of people do really well, while a growing number of Americans barely get by. Or we can restore an economy where everyone gets a fair shot, everyone does their fair share, and everyone plays by the same set of rules. What’s at stake are not Democratic values or Republican values, but American values. We have to reclaim them.

Let’s remember how we got here. Long before the recession, jobs and manufacturing began leaving our shores. Technology made businesses more efficient, but also made some jobs obsolete. Folks at the top saw their incomes rise like never before, but most hardworking Americans struggled with costs that were growing, paychecks that weren’t, and personal debt that kept piling up.

In 2008, the house of cards collapsed. We learned that mortgages had been sold to people who couldn’t afford or understand them. Banks had made huge bets and bonuses with other people’s money. Regulators had looked the other way, or didn’t have the authority to stop the bad behavior.

It was wrong. It was irresponsible. And it plunged our economy into a crisis that put millions out of work, saddled us with more debt, and left innocent, hard-working Americans holding the bag. In the six months before I took office, we lost nearly four million jobs. And we lost another four million before our policies were in full effect.

Those are the facts. But so are these. In the last 22 months, businesses have created more than three million jobs. Last year, they created the most jobs since 2005. American manufacturers are hiring again, creating jobs for the first time since the late 1990s. Together, we’ve agreed to cut the deficit by more than trillion. And we’ve put in place new rules to hold Wall Street accountable, so a crisis like that never happens again.

The state of our Union is getting stronger. And we’ve come too far to turn back now. As long as I’m President, I will work with anyone in this chamber to build on this momentum. But I intend to fight obstruction with action, and I will oppose any effort to return to the very same policies that brought on this economic crisis in the first place.

No, we will not go back to an economy weakened by outsourcing, bad debt, and phony financial profits. Tonight, I want to speak about how we move forward, and lay out a blueprint for an economy that’s built to last – an economy built on American manufacturing, American energy, skills for American workers, and a renewal of American values.

This blueprint begins with American manufacturing.

On the day I took office, our auto industry was on the verge of collapse. Some even said we should let it die. With a million jobs at stake, I refused to let that happen. In exchange for help, we demanded responsibility. We got workers and automakers to settle their differences. We got the industry to retool and restructure. Today, General Motors is back on top as the world’s number one automaker. Chrysler has grown faster in the U.S. than any major car company. Ford is investing billions in U.S. plants and factories. And together, the entire industry added nearly 160,000 jobs.

We bet on American workers. We bet on American ingenuity. And tonight, the American auto industry is back.

What’s happening in Detroit can happen in other industries. It can happen in Cleveland and Pittsburgh and Raleigh. We can’t bring back every job that’s left our shores. But right now, it’s getting more expensive to do business in places like China. Meanwhile, America is more productive. A few weeks ago, the CEO of Master Lock told me that it now makes business sense for him to bring jobs back home. Today, for the first time in fifteen years, Master Lock’s unionized plant in Milwaukee is running at full capacity.

So we have a huge opportunity, at this moment, to bring manufacturing back. But we have to seize it. Tonight, my message to business leaders is simple: Ask yourselves what you can do to bring jobs back to your country, and your country will do everything we can to help you succeed.

We should start with our tax code. Right now, companies get tax breaks for moving jobs and profits overseas. Meanwhile, companies that choose to stay in America get hit with one of the highest tax rates in the world. It makes no sense, and everyone knows it.

So let’s change it. First, if you’re a business that wants to outsource jobs, you shouldn’t get a tax deduction for doing it. That money should be used to cover moving expenses for companies like Master Lock that decide to bring jobs home.

Second, no American company should be able to avoid paying its fair share of taxes by moving jobs and profits overseas. From now on, every multinational company should have to pay a basic minimum tax. And every penny should go towards lowering taxes for companies that choose to stay here and hire here.

Third, if you’re an American manufacturer, you should get a bigger tax cut. If you’re a high-tech manufacturer, we should double the tax deduction you get for making products here. And if you want to relocate in a community that was hit hard when a factory left town, you should get help financing a new plant, equipment, or training for new workers.

My message is simple. It’s time to stop rewarding businesses that ship jobs overseas, and start rewarding companies that create jobs right here in America. Send me these tax reforms, and I’ll sign them right away.

We’re also making it easier for American businesses to sell products all over the world. Two years ago, I set a goal of doubling U.S. exports over five years. With the bipartisan trade agreements I signed into law, we are on track to meet that goal – ahead of schedule. Soon, there will be millions of new customers for American goods in Panama, Colombia, and South Korea. Soon, there will be new cars on the streets of Seoul imported from Detroit, and Toledo, and Chicago.

I will go anywhere in the world to open new markets for American products. And I will not stand by when our competitors don’t play by the rules. We’ve brought trade cases against China at nearly twice the rate as the last administration – and it’s made a difference. Over a thousand Americans are working today because we stopped a surge in Chinese tires. But we need to do more. It’s not right when another country lets our movies, music, and software be pirated. It’s not fair when foreign manufacturers have a leg up on ours only because they’re heavily subsidized.

Tonight, I’m announcing the creation of a Trade Enforcement Unit that will be charged with investigating unfair trade practices in countries like China. There will be more inspections to prevent counterfeit or unsafe goods from crossing our borders. And this Congress should make sure that no foreign company has an advantage over American manufacturing when it comes to accessing finance or new markets like Russia. Our workers are the most productive on Earth, and if the playing field is level, I promise you – America will always win.

I also hear from many business leaders who want to hire in the United States but can’t find workers with the right skills. Growing industries in science and technology have twice as many openings as we have workers who can do the job. Think about that – openings at a time when millions of Americans are looking for work.

That’s inexcusable. And we know how to fix it.

Jackie Bray is a single mom from North Carolina who was laid off from her job as a mechanic. Then Siemens opened a gas turbine factory in Charlotte, and formed a partnership with Central Piedmont Community College. The company helped the college design courses in laser and robotics training. It paid Jackie’s tuition, then hired her to help operate their plant.

I want every American looking for work to have the same opportunity as Jackie did. Join me in a national commitment to train two million Americans with skills that will lead directly to a job. My Administration has already lined up more companies that want to help. Model partnerships between businesses like Siemens and community colleges in places like Charlotte, Orlando, and Louisville are up and running. Now you need to give more community colleges the resources they need to become community career centers – places that teach people skills that local businesses are looking for right now, from data management to high-tech manufacturing.

And I want to cut through the maze of confusing training programs, so that from now on, people like Jackie have one program, one website, and one place to go for all the information and help they need. It’s time to turn our unemployment system into a reemployment system that puts people to work.

These reforms will help people get jobs that are open today. But to prepare for the jobs of tomorrow, our commitment to skills and education has to start earlier.

For less than one percent of what our Nation spends on education each year, we’ve convinced nearly every State in the country to raise their standards for teaching and learning – the first time that’s happened in a generation.

But challenges remain. And we know how to solve them.

At a time when other countries are doubling down on education, tight budgets have forced States to lay off thousands of teachers. We know a good teacher can increase the lifetime income of a classroom by over 0,000. A great teacher can offer an escape from poverty to the child who dreams beyond his circumstance. Every person in this chamber can point to a teacher who changed the trajectory of their lives. Most teachers work tirelessly, with modest pay, sometimes digging into their own pocket for school supplies – just to make a difference.

Teachers matter. So instead of bashing them, or defending the status quo, let’s offer schools a deal. Give them the resources to keep good teachers on the job, and reward the best ones. In return, grant schools flexibility: To teach with creativity and passion; to stop teaching to the test; and to replace teachers who just aren’t helping kids learn.

We also know that when students aren’t allowed to walk away from their education, more of them walk the stage to get their diploma. So tonight, I call on every State to require that all students stay in high school until they graduate or turn eighteen.

When kids do graduate, the most daunting challenge can be the cost of college. At a time when Americans owe more in tuition debt than credit card debt, this Congress needs to stop the interest rates on student loans from doubling in July. Extend the tuition tax credit we started that saves middle-class families thousands of dollars. And give more young people the chance to earn their way through college by doubling the number of work-study jobs in the next five years.

Of course, it’s not enough for us to increase student aid. We can’t just keep subsidizing skyrocketing tuition; we’ll run out of money. States also need to do their part, by making higher education a higher priority in their budgets. And colleges and universities have to do their part by working to keep costs down. Recently, I spoke with a group of college presidents who’ve done just that. Some schools re-design courses to help students finish more quickly. Some use better technology. The point is, it’s possible. So let me put colleges and universities on notice: If you can’t stop tuition from going up, the funding you get from taxpayers will go down. Higher education can’t be a luxury – it’s an economic imperative that every family in America should be able to afford.

Let’s also remember that hundreds of thousands of talented, hardworking students in this country face another challenge: The fact that they aren’t yet American citizens. Many were brought here as small children, are American through and through, yet they live every day with the threat of deportation. Others came more recently, to study business and science and engineering, but as soon as they get their degree, we send them home to invent new products and create new jobs somewhere else.

That doesn’t make sense.

I believe as strongly as ever that we should take on illegal immigration. That’s why my Administration has put more boots on the border than ever before. That’s why there are fewer illegal crossings than when I took office.

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Cool Homes In Louisville Images

May 20th, 2012

Some cool Homes In Louisville images:

Stonefield Trace Home In Oldham County
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Stonefield Trace is one of Oldham County’s most desired subdivisions, located close to I-71 and some of the county’s newest schools. With larger lots than most and rolling landscape, this development contains a few water features, which just adds to the peacefulness of the setting. For more information on Stonefield Trace homes, please visit www.gregfly.com/Stonefield-Trace-n39777.html

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May 20th, 2012

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Keys To Mortgage Financing

May 20th, 2012

Keys to Mortgage Financing and Refinancing

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Civil Warriors The Legal

May 19th, 2012

Civil Warriors: The Legal Siege on the Tobacco Industry

Ron Motley hardly slept the night before the verdict.He went to bed in his suite on the seventh floor of the Radisson at ten o’clock complaining of a headache and never really dozed off. His bodyguard, a refrigerator-sized black man named Larry who once provided security for the Saudi royal family, watched television with him and retired to his room.Larry was there because Motley had received a steady stream of death threats since he started suing tobacco companies four years earlier. Another came a week before.“We know where you are and you’ll be dead by midnight,” said a voice on his answering machine back home in South Carolina.By the spring of 1998, the anti-tobacco side had lost a lot of sleep worrying about stolen information, tapped phones, hidden documents and death threats. It gave rise to jokes about living in a John Grisham novel, but it wasn’t very funny for those on the inside of the experience. Jeffrey Wigand, a tobacco whistleblower and close friend of Motley’s, moved out of Louisville, Kentucky after being threatened by telephone and having a bullet left in his mailbox. The bullet was an armor-piercing Israeli specialty round, a very nasty addition to the day’s bills and letters. A lawyer for another ex-tobacco insider became convinced he was being followed one day in traffic, jumped out of his car at a red light, ran back to the other car and screamed that if he ever saw the driver again, he’d beat him to a pulp.Motley wondered whether it was all a continuum. Would an industry that lied and shredded also wiretap and have you followed? Would they put a bullet in your mailbox?Would they beat you up? Ness, Motley, Loadholt, Richardson & Poole, Motley’s law firm in Charleston, South Carolina, which had spent million on tobacco cases and so far received not a red cent in return, took no chances. They hired the best bodyguard they could find, and

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Redfin’s Free Home Buying Class

May 19th, 2012

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May 19th, 2012

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Finding Chapter Attorney Louisville Ky

May 19th, 2012

by US Embassy New Zealand

Finding Chapter 13 Attorney Louisville, KY

Article by kathleenchester

Finding Chapter 13 Attorney Louisville, KY – Law – Personal Injury

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After the recession and liquidity crunch of 2007, due to high price rise many people are facing hardship in making payments toward credit bills or mortgage. As a result they cannot keep up with their monthly debt payments. To save themselves from this financial crisis many are opting for Chapter 13 bankruptcy. Prior to filing for bankruptcy a person should consult a Chapter 13 attorney. Louisville, KY is a place where many attorneys offer their services.

In Chapter 13, the court prepares a repayment plan that doesn’t attract any interest rate. A written plan is worked out that has details of the entire plan. It includes details of transactions that are likely to take place and tenure of the entire program. A person should start making repayments as per the new repayment within 30 to 45 days from the date the case commenced. In case of Chapter 13, the same procedure doesn’t exist. The creditors are required to support the repayment plan and while the consumer is making payments as per the new repayment plan, creditors are not allowed to make any claims from debtors.

With the introduction of New Federal Bankruptcy Laws Chapter 13 bankruptcy has undergone few changes. Previously, a person had to keep aside the cash that was left after making payments for basic needs of the repayment plan. As per the new laws, a person is still required to hand over the disposable income. He has to calculate the disposable income by making use of “allowed” expenses as ordered by the IRS. This also holds true for those whose income is higher than the median income. After that the allowed expenses are to be subtracted from the person’s average income. The income of the last 6 months prior to filing bankruptcy is also taken into account.

The main advantage of Chapter 13 bankruptcy is the “full discharge option”, which is not applied in case of Chapter 7. There is another advantage of filing Chapter 13 bankruptcy. And that is it halts foreclosures. However, it should be kept in mind before filing for bankruptcy that it will remain in the credit report for a period of 7 years.

At Spalding & Spalding Law Office , Chapter 13 Lawyer Louisville, KY provides a quality services in solving debt issue. For more information, visit http://Yourlegalzone.com/

If you’re going to pay for a bankruptcy lawyer, (Louisville, KY), make sure you get a good one. Just because someone is a lawyer does not mean they are knowledgeable about bankruptcy law. To get a good attorney, you don’t have to look anywhere else. Save yourself the trouble of going from one to another.

About the Author

At Spalding & Spalding Law Office , Chapter 13 Lawyer Louisville, KY provides a quality services in solving debt issue. For more information, visit http://The-legal-index.com/

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At Spalding & Spalding Law Office , Chapter 13 Lawyer Louisville, KY provides a quality services in solving debt issue. For more information, visit http://The-legal-index.com/

Use and distribution of this article is subject to our Publisher Guidelines
whereby the original author’s information and copyright must be included.

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Eapickscom

May 19th, 2012

A few Louisville Kentucky products I can recommend:

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Mortgage Rates

May 19th, 2012

Check out these Mortgage Rates images:

Mortgage Rates

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Mortgage Rates

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Louisville Mortgage

The State Of The Union

Cool Homes In Louisville Images

Solveit Over Financial Calculators

Keys To Mortgage Financing

Keys to Mortgage Financing and Refinancing

Civil Warriors The Legal

Civil Warriors: The Legal Siege on the Tobacco Industry

Redfin’s Free Home Buying Class

Latest Mortgage Louisville Auctions

Finding Chapter Attorney Louisville Ky

Eapickscom

Mortgage Rates

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